by News Network | Oct 25, 2020 | Retirement
Economic Security Planning, Inc. Today’s column addresses questions about early filing and restricted applications, retroactive spousal benefits, choosing which ex’s record to file on and potential effects of foreign pensions on divorced spousal benefits....
by News Network | Oct 25, 2020 | Retirement
You can’t assume that your bracket will go down in retirement. It could easily go the other way. Give and take getty Among fans of 401(k) plans it is taken as axiomatic that people’s tax rates go down after they quit work. So you should max out your salary deferral....
by News Network | Oct 24, 2020 | Retirement
A burning US dollar bill, London, 8th August 2011. (Photo by Tom Stoddart/Getty Images) Getty Images Most employees buy more health insurance than they need and save less for retirement than they should, according to a recent study from the TIAA Institute. This study...
by News Network | Oct 23, 2020 | Retirement
Should you pay mortgage points in a low rate environment? getty Mortgage points are an upfront payment to the lender, expressed as a percent of the loan amount. For example, one point on a $320,000 loan is $3,200. Points are part of the price of a mortgage, along...
by News Network | Oct 22, 2020 | Retirement
/ /Overcome These 12 Big Financial Planning Mistakes (You Have NOT Seen a List Like This)Very few people are experts at managing their finances, planning retirement, building wealth, and ensuring a secure future. Effective money management is often perceived as being:...
by News Network | Oct 22, 2020 | Retirement
By Richard Eisenberg, Next Avenue Editor The Washington Post via Getty Images Unquestionably, there are plenty of urgent issues in the 2020 presidential election. But there’s one less urgent, yet equally critical one, that hasn’t received much attention: Social...
