Six Ways Tax Rates Go Up For Retirees

Six Ways Tax Rates Go Up For Retirees

You can’t assume that your bracket will go down in retirement. It could easily go the other way. Give and take getty Among fans of 401(k) plans it is taken as axiomatic that people’s tax rates go down after they quit work. So you should max out your salary deferral....
The Role Of Mortgage Points In A Low-Rate Market

The Role Of Mortgage Points In A Low-Rate Market

Should you pay mortgage points in a low rate environment? getty Mortgage points are an upfront payment to the lender, expressed as a percent of the loan amount.  For example, one point on a $320,000 loan is $3,200.   Points are part of the price of a mortgage, along...